A guide for Canadians on how to use real estate as an investment and retirement solution. Nearly one-third of retirees are worried about running out of money. While most Canadians who own their home have never considered owning a second property, many are led to wonder why not. Concerns about lack of investment capital, or investing before paying off their home mortgage completely may have deterred them. This book will show how Canadians can use the tools already available to them (their mortgage) to access the initial capital to invest. This is a proven, validated antidote to today’s historically low savings rates, poor current rates of return on securities such as bonds and GICs, and pressure on CPP and health care. The Real Estate Retirement Plan empowers Canadians to get out of that cycle early by applying the sensible use of debt for investing and profiting from the real estate cycle.