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Just like there are a lot of flavors to ice cream or a great number of genres in music and books, there are also many different types to choose from when it comes to credit cards. And because credit cards deal with money and finances, just the slightest variation can spell a whole lot of difference in terms of life’s comforts.
Basically, however, there are just two primary classifications of credit cards: the reward type of credit card and the non-reward type of credit card.
The reward type of credit allows you to earn reward points every time you use your credit card. The more money you spend using your reward type credit card, the more points you earn. You can redeem all sorts of prizes with the reward points you earn. The downside however to reward types of credit cards is the high interest rates they charge you.
On the other hand, there is what you’d call the non reward type of credit cards. Non reward type of credit cards does not, obviously, offer you the chance to earn bonus or reward points. But they do however charge the credit card owner very low interest rates.
Which type is best for you? What credit card benefits can you afford to spend on? What credit card advantages will suit your way of living? Studying every feature and every offer of each type can give you a clue on which credit card you prefer to own.
This book has plenty of information on every type of credit card available in the market today. It will outline to you the most important pros and cons of each type so you can explore what’s best for you and select the one you feel is best suited to your needs.