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Start Now: Unlock the Money Value of Time dispels the myth that only the high-income earner can become debt-free and build a solid financial foundation. Young adults—yes, even those with average incomes—can learn to engage time now while they have it, together with compound interest, to gain a strong advantage in the financial game. Jim D. Little is a Certified Public Accountant and a Chartered Global Management Accountant. He received a B.S. degree in Accounting from Auburn University in 1972 and has operated his own accounting and tax practice for 33 years. He is married, has three children, a son-in-law, and two grandchildren. To view a preview of the book use this link. http://www.lulu.com/shop/jim-d-little/start-now-unlock-the-money-value-of-time/paperback/product-21835093.html