This one lesson, conveyed by my book, entitled “The Smartest Personal Financial Decision Ever!“, can make the difference from a life of living paycheck to paycheck, or a life of financial abundance. It can make the difference between poverty or wealth, a life filled with financial stress, or a life of financial ease.In the telling of “The Lawrence Sheffield Story”, though the story is true, I changed the names of the individuals in this story, and the name of the insurance company they worked for, to de-emphasize the real personalities involved, and the real organization they worked for, because the lesson is not unique to the actual personalities involved, or the actual organization that they worked for. The real importance is the lesson itself.I strongly suggest you read, learn and incorporate this lesson into your life. This lesson may help you manage your personal financial affairs much better then you every have before. Learning this lesson can, literally, change your life, and lead you on a path of greater financial security, financial success, and greater happiness. I implore you to read, learn, and practice this lesson. It may change your life, and become “The Smartest Personal Financial Decision Ever!“ that you ever make!