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Insurance is a pool of risks against the occurrence of certain misfortune. Insurance is the payment of a sum of money by one person to another on the understanding that in a specified circumstance the second person will compensate for any loss suffered by the first. It is in this lucid manner that this book will teach you insurance. It clearly explains the principles upon which insurance is based. They include the pooling of risks, insurable interest, utmost good faith, indemnity, subrogation, contribution and proximate cause. It analyzes the different types of insurance. They include the life assurance, accident insurance, motor vehicle insurance, fire insurance, fidelity guarantee scheme, and marine insurance. It appraises the types of life assurance. They include the whole life assurance, endowment assurance, and group life assurance. It evaluates the types of accident insurance. They include employees’ liability insurance, personal accident insurance, and motor vehicle insurance. It examines the fire insurance, fidelity guarantee insurance and burglary insurance. It identifies the types of marine insurance. They include hull insurance, cargo insurance, freight insurance and export credit guarantee insurance. It highlights the insurable risks like fire, theft, accident, death, loss of goods in transit, damage to goods in carriage, and defaults in conducting certain aspects of export trade. It identifies the un-insurable risks like gambling, speculation, loss of profit through changes in fashion, loss of profit through mismanagement, loss of profit though competition, and destruction by thunder and lighting. It examines underwriting and reinsurance. It throws light on the importance of underwriting and reinsurance in modern business. And it explores the useful functions performed by the insurance companies. It points out the problems of insurance companies.

Detalhes do Produto

    • Formato:  ePub
    • Origem:  IMPORTADO
    • Editora: SMASHWORD
    • Assunto: Economia
    • Idioma: INGLÊS
    • Ano de Edição: 2017
    • Ano:  2017
    • País de Produção: Canada
    • Código de Barras:  2001121037485
    • ISBN:  9781370124596

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