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Do you feel like your finances are a mess? Are you looking for a better way to organize your money?Are you tired of battling unexpected bills? Just when you get one bill paid off, you get hit with another one!Have you tried different budget systems but just cant seem to stick with it?I felt that way for many years and experimented with many popular personal finance programs, but found myself discouraged by the complexities and the feeling that I was being told how to live my life. This is what led me to create a system that requires a lot less time and effort and gives a person the power to decide what is important to them. This book is the result of those efforts.I designed this system to work for everyone, from people who are in debt with a very limited income, to those who make a lot of money and are working on their portfolio. It is also a system that will work throughout a lifetime of financial changes -- a teenager can start this program with their first account and they will be able to use it through retirement. It will help you stay on track with your goals, whether that means getting out of debt or saving for something important. And unlike some programs, my plan does not tell you how or where you should be spending your money. It is your life and your paycheck; you have the right to spend it as you wish. If Starbucks is the best part of your day, then simply plug the numbers into this system so you can have your daily fix! Lets face facts--most schools arent doing a very good job teaching kids how to organize their money. If you can introduce this system to someone you care about, you could be teaching them the single most significant lesson in their lives.