An effective answer to today's retirement planning dilemma Since the 1980s, most employers have moved from defined benefit plans (DB) to defined contribution (DC) plans. The Retirement Plan Solution puts this inevitable transition into a global perspective and discusses what it means for those planning their retirement. This book provides a clear twofold solution to the problems that have popped up with the defined contribution plan. The first solution addresses the accumulation process in which the retiree is making and saving his or her money during the working years. The second solution addresses the decumulation process in which the retiree is spending his or her money during the retirement years. Don Ezra (New York, NY) is Global Director of Investment Strategy for Russell Investments. Bob Collie (Tacoma, WA) is Director of Investment Strategy for Russell Investments. Matthew X. Smith (Tacoma, WA) is Managing Director of Retirement Services for Russell Investments.